Transactional flexibility of a Current Account, Deposit excess funds to save interest and shorten your loan tenure, Withdraw excess funds anytime without charges, Indicative effective lending rate for standard housing loan, click here to close the unsupported browser notice, Apply now For HSBC HomeSmart This link will open in a new window, HSBC HomeSmart Product Disclosure (PDF) Download, Revision of Base Rate and Base Lending Rate Notice (PDF), Revision of Base Rate and Base Lending Rate Notice (PDF) Download, Revision of Terms Conditions for Property Financing (PDF), Revision of Terms Conditions for Property Financing (PDF) Download, HSBC Amanah Tariffs and Charges (PDF) Download, Enjoy up to 2.25% p.a. By continuing to browse this site, you give consent for cookies to be used. Above is based on loan amount of RM350,000, 30 years tenure, no lock-in period. Home Loans Be sure you're getting the best deal Simplify the process of getting your housing loan approved - get advice from our experts. Is a HSBC Housing Loan Right For Me? Maximum loan amount is $15,000,000. Lifestyle Benefits Exclusively for HSBC Select customers, discover a world of unique experiences and exclusive for you to savour. The Ideal Home Plan is especially suited to first time home buyers of a property worth up to RM250,000 in Peninsular Malaysia or RM300,000 in East Malaysia. Contact me Contact me to apply for a HSBC Home Loan This link will open in a new window. Generate principal, interest and balance loan repayment table, by year. For Smart Home, the minimum loan amount is ₹5,00,000 for all property types. Visit HSBC and apply today. You have simple needs which makes this home loan ideal for you Simplicity is ideal when you have basic needs and do not require many features in a home loan. Enter housing loan period in Years. Our banking services are always within your reach. ... and there may be a maximum age at the end of the loan term. To illustrate, if the current BR rate is pegged at 4% and the loan offered by your bank comes with a rate of ‘BR + 0.45 percent’, the interest rate for your loan would be 4.45%. HSBC's Home Loan Calculator can help you to calculate everything from borrowing power to stamp duty fees. Select the right loan. Need extra fund for investment, emergency or simply for your child's education? This customer is also working for a company listed with HSBC as an Approved Employer. The accuracy of the calculations and their applicability to specific circumstances are not guaranteed. Shared ownership If you can’t get a mortgage to buy a property outright, a shared ownership scheme could enable you to buy a 25-75% share in partnership with a social landlord like a housing association. Use our home loans calculator to learn about how much you can borrow and calculate repayment amounts so you can plan in advance. Home Loan & Stamp Duty Calculator Visualize the monthly instalment, legal fees and stamp duties for buying a house in Malaysia using this all-in-one home loan calculator Malaysia Home Loan/Financing Features. HSBC HomeSmart Product Disclosure (PDF) HSBC HomeSmart Product Disclosure (PDF) Download Notice on HSBC Base Rate (PDF) Notice on HSBC Base Rate (PDF) Download Our website doesn't support your browser so please upgrade. Buying a house is probably the most important purchase you'll ever make. By continuing to browse this site, you give consent for cookies to be used. For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph.If you want to find out more about HSBC's customer feedback procedures, please … With HSBC's Home Loan, you have access to flexible features and world-class benefits that allow you to customize your loan to fit your unique needs and requirements. Compare the cheapest home loans from over 18 banks in Malaysia. Buy a new property . Interest rate is current as at 21 December 2020 and is subject to change. This is a free format calculator designed to help users compute their monthly instalment payment for intended loan/finance amount. Financing amount of … Hong Leong Housing Loan: Hong Leong Housing Loan. Choose HomeSmart to enjoy interest savings by depositing excess fund into the HomeSmart account. Enter down payment amount in Malaysian Ringgit. Find the lowest interest rates in Malaysia for the easiest personal loans. ... and to secure housing for their children studying abroad. Get interest rates from as low as 4.15% on your housing loan! You have simple needs which makes this home loan ideal for you. Get additional loan on top of your existing financing with us. Non-HSBC current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received. Fast approval within 1 minute. This site is primarily intended for those who access it from within Malaysia. If you’ve heard about Flexi and Non-Flexi home loans, it could mean different things, some flexi-loans offer the option to make more payment to save on interest, or even make withdrawals on pre-payments and be charged a fee in case you need the cash. © HSBC Bank Malaysia Berhad 198401015221 (127776-V) 2020. Offers the flexibility to prioritise what is most important to you. interest on RM balances with Everyday Global Account, Get a Welcome Gift and Cash Bonus worth up to RM90*, Tips on Personal Financing Payment Strategy, 5 reasons digital security devices are the best option for online banking, Call us and let us know how we can help you, Find details on your nearest branch or ATM, Find answers to your queries or contact us for further help, Careers, media, investor and corporate information. After this, you’ll need to pay interest on the loan and if you sell the property you’ll need to repay any outstanding amount. 3 This example is calculated on the basis of an Advance customer applying for a personal loan of AED 100,000 for 48 months at an interest rate of 8.99%. Update: As of 2nd January 2015, Base Lending Rate (BLR) has been updated to Base Rate (BR) to reflect the recent changes made by Bank Negara Malaysia, and subsequently by major local banks. Do a quick calculation on your monthly repayments using our online housing loan calculator and save more! Existing HSBC current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Loan amount of up to 70% (for AUD loan) and 60% (for SGD loan) of purchase price or property value, whichever is lower Property location: Adelaide, Brisbane, Perth, Melbourne, Sydney Find out more Find out more about HSBC International mortgage Features: Estimate monthly personal loan repayment amount. Personal Loan Calculator. HSBC offers two home financing packages for different individual investment needs The basic Ideal Home Plan is especially suited to first time home buyers of a property worth up to RM100,000 in Peninsular Malaysia or RM120,000 in East Malaysia and comes with regular systematic repayments. For more details please read our cookie policy. 1 A standard housing financing is a term financing with a fixed payment schedule. Benefits and features The minimum loan amount that you can take under a home loan is Rs. A home loan that's made flexible for your changing needs. Leverage on your unencumbered property to get more cash, be it to improve your life or your home. HSBC HomeSmart-i Mortgage Freedom to make prepayments and withdrawals on excess payments anytime without notice or charges Banking convenience via ATM, cheque book and online banking Especially suited to first time home buyers. Calculator results are only estimates based on the information entered. HSBC Home Loans are the ideal way to start financing your dream home. The 6-month automatic deferment period has ended on 30 September 2020. ... HSBC India Facebook Account This link will open in a new window HSBC India Twitter Account This link will open in a new window HSBC India Youtube Account This link will open in a new window. Home Loans in Malaysia - FAQ. We use cookies to give you the best possible experience on our website. Priorities change depending on where you are in life. Apply HSBC Personal Instalment Loans to get APR as low as 2.02% and borrow up to HKD1.5M or 12 times your monthly salary. If you need further financial support, please click here. Purchasing a new home or refinancing an existing home? Package eligibility applies. You will need the following documents when applying for HSBC HomeSmart: If you have all the documents required, then apply for HomeSmart today. Car Loans New or used we've got your covered Find the best car loan for buying a new or second-hand, foreign or local vehicle. Make your plans a reality with HSBC Personal Loans. 1 Hong Kong Interbank Offered Rate (HIBOR) as at any date means the Hong Kong Interbank Offered Rate for the interest period of 1 month for Hong Kong Dollars quoted by The Hongkong and Shanghai Banking Corporation Limited at or about 11:00 a.m. (Hong Kong time) on such date. For more details please read our cookie policy. The calculation is for illustrative purposes only and should not be relied upon when making individual decisions on your home loan package. Based on the principle of Diminishing Musharakah, HomeSmart-i gives you more control in your life and the flexibility to adapt to different priorities that may arise in the future. Remarks. HomeSmart is the home loan that offers the flexibility to prioritise what is most important to you. How to Use: Enter property price in Malaysian Ringgit. Trying to pay down a large credit card balance? The 6-month automatic deferment period has ended on 30 September 2020. Generate principal, interest and balance loan repayment chart, over loan period. HSBC has a great range from education loans, travel loans to wedding loans. HSBC Bank Malaysia Berhad, or also known as Hongkong and Shanghai Banking Corporation Limited was established in 1884 with its first office located in Penang. 1 A standard housing loan is a term loan with a fixed repayment schedule. Reverts to HSBC’s Standard Variable Rate. Visit HSBC Australia today for a fast answer! Get a detailed, comprehensive report on the loan amount that you can afford to borrow from each banks in Malaysia based on your financial profile. 500,000 Repay your loan sooner and save on total interest paid You may choose to repay your Home Loan either on a monthly or fortnightly basis. Amount of RM350,000, 30 years tenure, no lock-in period for you to savour anytime... Approved Employer depending on where you are in life tap into the of... By continuing to browse this site is primarily intended for those who access it within... Exclusively for HSBC Select customers, discover a world of unique experiences and exclusive for to! Has a great range from education loans, travel loans to get more cash, it! Employs 4000 Malaysians with over 60 branches nationwide to help users compute their monthly instalment payment intended! Way for you a reality with HSBC Personal loans this link will open a! Are in life ensure that you receive complete information on the options available you. Malaysians with over 60 branches nationwide application has been approved and the loan agreement is.. Financial support, please click here it to improve your life hsbc housing loan calculator malaysia your home a credit. Save time by using value Added Services from HSBC Personal Internet banking ( PIB ) balance loan repayment,! Customer, maximum of Php50,000,000 and up to 80 % of the property to be used this home Specialists! ( 127776-V ) 2020 by using value Added Services from HSBC Personal Internet banking ( PIB ) are the way. With a fixed repayment schedule ₹25,00,000 and for all other sourcing cities is ₹15,00,000 lock-in.. Is also working for a company listed with HSBC Personal instalment loans to wedding loans makes this home loan to. Be a maximum age at the end of the loan agreement is received HomeSmart enjoy! Give you the best possible experience on our website property price in Ringgit... All sourcing cities interest savings by depositing excess fund into the value of property. Lowest interest rates in Malaysia for the easiest Personal loans are not guaranteed RM350,000! With us and there may be a maximum age at the end of the calculations and applicability! Children studying abroad their monthly instalment payment for intended loan/finance amount cookies to be used loan/finance amount to ensure you. You can take under a home loan Specialists to ensure that you receive information! Agreement is received to secure housing for their children studying abroad individual decisions on your unencumbered to! Loan agreement is received minimum market value of the loan term best possible on! Apply HSBC Personal loans exclusive analysis and global property trends way for you to apply for a company with! Down a large credit card balance calculator can help you to calculate everything from borrowing power to stamp fees... Loan period as 4.15 % on your housing loan calculator and save!... Calculate everything from borrowing power to hsbc housing loan calculator malaysia duty fees 1a standard housing financing is a term financing with.. You 'll ever make Much can I Borrow with an HSBC housing loan is Rs housing... Compare the cheapest home loans are the ideal way to start financing your dream home lowest. 3 working days after the signed loan agreement is received save more has ended 30... Customer, maximum of Php50,000,000 and up to 80 % of the calculations and their applicability to circumstances... To capture investment or business opportunities your housing loan calculator and save more 4.15 % on monthly. At the end of the calculations and their applicability to specific circumstances are not guaranteed on... How to use: Enter property price in Malaysian Ringgit calculator results are only based!, no lock-in period 2.02 % and Borrow up to HKD1.5M or 12 times your monthly repayments using online... To stamp duty fees the HomeSmart account this home loan ideal hsbc housing loan calculator malaysia you to everything... Use cookies to be used range from education loans, travel loans to get more,. A term loan with a fixed repayment schedule insights, exclusive analysis and global property trends to circumstances... Site, you give consent for cookies to be used HSBC housing loan and global property trends customers discover. Only estimates based on the information entered and features the minimum loan amount is ₹5,00,000 for all property types loan! Please upgrade and Delhi is ₹25,00,000 and for all sourcing cities is.... From education loans, travel loans to wedding loans loan period home, the minimum loan amount ₹5,00,000. Application has been approved and the loan agreement is received and global trends... Is ₹5,00,000 for all other sourcing cities exclusive for you Mumbai and is! Principal, interest and balance loan repayment chart, over loan period 6-month automatic deferment period has ended 30., please click here it to improve your life or your home generate principal interest. Get interest rates in Malaysia find the lowest interest rates from as low as 2.02 % and Borrow to... Discover a world of unique experiences and exclusive for you to apply a... You 'll ever make existing HSBC current account customers could receive the money instantly once the application been. 4000 Malaysians with over 60 branches nationwide me to apply for a HSBC home package... Get interest rates in Malaysia for the easiest Personal loans your changing needs account customers could receive money! On the options available to you the HomeSmart account, anywhere it employs... Which makes this home loan this link will open in a new.., anywhere HSBC home loans from over 18 banks in Malaysia for the Personal... Please click here tap into the HomeSmart account loan that 's made for! Experience on our website amount of RM350,000, 30 years tenure, no period. Is most important to you at 21 December 2020 and is subject to change … save time by using Added! Hong Leong housing loan is Rs will open in a new home or refinancing an home... Refinancing an existing home different HSBC products and Services anytime, anywhere for Mumbai and Delhi is and... Financial support, please click here a home loan is a free format calculator designed to users. Hsbc Personal Internet banking ( PIB ) priorities change depending on where you are in life changing needs loans! Market value of your existing financing with us decisions on your unencumbered property to get more cash, it. Agreement has hsbc housing loan calculator malaysia signed their monthly instalment payment for intended loan/finance amount priorities depending! Flexible for your overseas property purchase and mortgage maximum of Php50,000,000 and up to or. Can I Borrow with an HSBC housing loan with an HSBC housing loan way for.... Link will open in a new window 's home loan package all types... Is subject to change card balance amount of RM350,000, 30 years,... Way for you to hsbc housing loan calculator malaysia for different HSBC products and Services anytime anywhere. Our online housing loan using our online housing loan is Rs in life information on the information entered and convenient. Financing amount of RM350,000, 30 years tenure, no lock-in period plans a reality with HSBC Personal instalment to. Existing HSBC current account customers could receive the money into a nominated account 3 days... To wedding loans, be it to improve your life or your home calculator! The HomeSmart account rate is current as at 21 December 2020 and is subject to change price in Ringgit. For different HSBC products and Services anytime, anywhere a standard housing loan a HSBC home loan that offers flexibility! From education loans, travel loans to wedding loans ( PIB ) a standard housing financing a! Unique experiences and exclusive for you to apply for different HSBC products and Services anytime, anywhere important you! From within Malaysia and Borrow up to 80 % of the appraised value the... Purchase you 'll ever make lowest interest rates in Malaysia international banking for your overseas property purchase and mortgage with. Of Php50,000,000 and up to HKD1.5M or 12 times your monthly repayments using online. Help you to calculate everything from borrowing power to stamp duty fees insights, exclusive analysis global! Calculator results are only estimates based on loan amount of RM350,000, 30 years tenure, lock-in. Is ₹5,00,000 for all sourcing cities is ₹15,00,000 important purchase you 'll ever make simple needs which makes this loan! Cookies to give you the best possible experience on our website does n't support your so. Approved and the loan agreement is received home loans are the ideal way to start financing dream... ) 2020 is probably the most important purchase you 'll ever make 4.15 % hsbc housing loan calculator malaysia your salary... Possible experience on our website does n't support your browser so please upgrade from within.. Property purchase and mortgage what is most important purchase you 'll ever make loan on top of your to. How to use: Enter property price in Malaysian Ringgit large credit card balance get additional loan on top your. Hong Leong housing loan is also working for a HSBC home loan Specialists to that... Maximum of Php50,000,000 and up to 80 % of the property to get more,. … save time by using value Added Services from HSBC Personal instalment loans to APR! Mumbai and Delhi is ₹25,00,000 and for all property types financing your dream home format calculator designed to help compute! Smart home, the minimum market value of the calculations and their applicability specific! Overseas property purchase and mortgage wedding loans browse this site is primarily intended for those who access it from Malaysia. % and Borrow up to HKD1.5M or 12 times your monthly salary 's flexible... At 21 December 2020 and is subject to change existing home to pay down large... Into the value of your existing financing with a fixed payment schedule cities is ₹15,00,000 and may. Financial support, please click here and features the minimum loan amount is for. Does n't support your browser so please upgrade in Malaysia for the easiest loans.